Contacted within 30 minutes
Every referral, including after hours and weekends when a deal needs it. Speed to contact is the single biggest factor in whether an enquiry converts, and a customer waiting until Monday is a customer shopping elsewhere.
For dealerships & brokers
Keep writing your mortgage and commercial deals. Send through the consumer and asset finance enquiries that are not the best use of your time, and Josh takes them off your plate end to end, from first contact to settlement.
Talk about a referral arrangementThe difference
A car deal stalls when the finance stalls. Most floors lose sales not because the customer changed their mind, but because nobody came back to them quickly enough with an answer. That is the gap this desk closes.
Every referral, including after hours and weekends when a deal needs it. Speed to contact is the single biggest factor in whether an enquiry converts, and a customer waiting until Monday is a customer shopping elsewhere.
Send a name and a number by text or email. Supporting documents help, but Josh will collect payslips, identification and everything else directly from the client if you do not have them.
Everything outside a mortgage. A wider panel means a better chance of approval, and the deal is placed with the right lender the first time rather than collecting unnecessary hits on the client credit file.
Set up in the CRM so you can see exactly where each deal is at. No chasing for updates, no wondering whether the customer was ever called.
Josh arranges the finance and hands the sale back to your floor. There is no cross-selling of your customer into anything you did not ask for.
Over 600 applications funded and more than $20M settled. Deals are packaged the way each lender's credit team wants to see them, which is what keeps approval times short.
The process
You are only involved in the first thirty seconds of this. Everything after that happens without you.
A name and a number by text or email. Anything else you already have is a bonus, not a requirement.
Not an email into the void. The finance need is scoped properly on that first call, including after hours and weekends.
Placed with the lender most likely to approve it at the right rate, first time, rather than shotgunning the file and marking up the credit report.
Documents, verification and funding handled through to settlement, with live status in your partner portal the whole way.
Your customer is handed back to your floor. Nothing else is sold to them.
Scope
Everything outside a mortgage, for both consumer and commercial clients.
New and used cars, motorbikes, caravans and boats, through dealership sales and private sales.
Prime movers, trailers, light commercial and yellow goods for owner operators and fleets.
Machinery, fit-out, medical and hospitality equipment, and technology, new or used.
Unsecured business lending, cash flow facilities and capital for growth.
Personal loans and debt consolidation for clients who need the deal cleaned up first.
Clients a bank has already declined. A wide panel means there is usually still a path.
Questions
No. There is no cost to the referring dealership or broker. Commercial arrangements are discussed directly and agreed in writing before any referrals begin.
No. Josh arranges the finance you referred and hands the client back. Your customer is not marketed to for unrelated products.
Send it through anyway. A decline at one lender is not a decline everywhere, and the panel covers prime through to subprime. The structure of the application often matters as much as the credit file.
Within 30 minutes of the referral landing, including after hours and weekends when a deal needs it.
Yes. Referring partners get access to the partner portal in the CRM with live status on every deal, so you are never chasing an update.
Yes. Both dealership sales and private sales are handled, along with refinances and balloon payouts.
Send a name and a number and see how it goes with one deal. No agreement, no volume commitment, no cost to your floor.
Talk about a referral arrangement