Preparing the showroom
Lenders on our panel
Josh writes deals with more than seventy Australian lenders.
What We Finance
Cars, bikes, caravans, boats, trucks, equipment and working capital. If it is not a home loan, Josh can usually place it.
Off a dealer lot or a private sale. Both are fine.
Buying gear, or pulling cash back out of what you already own.
Cash flow, working capital, secured or not.
How it works
An application takes less than 5 minutes to fill out. We will be in touch with any questions and to collect your supporting documents.
We workshop your application and come back with finance options tailored to your profile. Quotes are obligation free and do not impact your credit.
We look after your application end to end, liaise with the lender and work on your behalf for a smooth settlement. You do not have to chase anything.
Broker vs bank
A bank can only ever offer you the bank. Josh holds accreditation with more than 70 lenders, so one conversation puts the majors, the credit unions and the specialist lenders on the same table, and the file goes to the ones whose policy it actually fits.
70+ LENDER PANEL
Asset · Commercial · Personal finance · fiftyfinance.afos.io
Compare a wide range of banks and lenders with one application, instead of approaching them one by one.
We assess your options before submitting an application, helping you avoid unnecessary credit enquiries.
Every lender has different lending policies. We match you with the lenders most likely to approve your application.
We compare rates, fees and loan features across the panel so you can see what is available to you.
Upload your documents once. We deal with the banks for you, handling the comparisons, the paperwork and every conversation with the lender.
Whether you are buying a car, consolidating debt or financing equipment, the loan is structured around what you are buying.
Self-employed, casual employment, bad credit or unique circumstances? We know which lenders are more likely to help.
No obligation to proceed with any quotes provided.
Repayment estimator
Drag the sliders and watch the repayment move. This is a maths model, not a quote.
Estimated repayment
$0
per month
Indicative only. Calculated on a standard amortising loan using the rate you set, with no fees or charges included. It is not a quote, an offer of credit, or credit assistance. Actual rates, fees and repayments depend on the lender, the asset and your circumstances.

Who you deal with
You deal directly with Josh, who has over 610 loan applications funded for Aussies and more than $14 million settled across consumer and commercial lending.
Josh compares over 70 lenders to find finance options that are tailored to your profile, whether you are PAYG or self-employed.
Fifty Finance keep things simple: clear communication, competitive finance options and a straightforward process from application to settlement.
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