Preparing the showroom
Lenders on our panel
Josh writes deals with more than seventy Australian lenders.
What we finance
Whatever you are buying, it goes through the one desk. Pick what you are after and start a quote.
Off a dealer lot or a private sale. Both are fine.
Buying gear, or pulling cash back out of what you already own.
Cash flow, working capital, secured or not.
How it works
An application takes two minutes to fill out. We will be in touch with any questions and to collect your supporting documents.
We workshop your application and come back with finance options tailored to your profile. Quotes are obligation free and do not impact your credit.
We look after your application end to end, liaise with the lender and work on your behalf for a smooth settlement. You do not have to chase anything.
Broker vs bank
A bank can only ever offer you the bank. Josh holds accreditation with more than 70 lenders, so one conversation puts the majors, the credit unions and the specialist lenders on the same table, and the file goes to the ones whose policy it actually fits.
70+ LENDER PANEL
Asset · Commercial · Personal finance · fiftyfinance.afos.io
Compare a wide range of banks and lenders with one application, instead of approaching them one by one.
We assess your options before submitting an application, helping you avoid unnecessary credit enquiries.
Every lender has different lending policies. We match you with the lenders most likely to approve your application.
We compare rates, fees and loan features to help find the right solution for your circumstances.
Upload your documents once and we handle the comparisons, paperwork and communication with lenders.
We explain your options in plain English so you can make an informed decision with confidence.
Whether you are buying a car, consolidating debt or financing equipment, we structure your loan to suit your needs.
Choosing the wrong lender can lead to declines, delays or unnecessary costs. We help you get it right the first time.
From application through to settlement, we manage the process and keep you updated every step of the way.
Self-employed, casual employment, bad credit or unique circumstances? We know which lenders are more likely to help.
Our service does not stop at settlement. We are here for future finance needs, refinancing and any questions along the way.
We compare your options and give honest advice, with no pressure to proceed.
Repayment estimator
Drag the sliders and watch the repayment move. This is a maths model, not a quote.
Estimated repayment
$0
per month
Indicative only. Calculated on a standard amortising loan using the rate you set, with no fees or charges included. It is not a quote, an offer of credit, or credit assistance. Actual rates, fees and repayments depend on the lender, the asset and your circumstances.

Who you deal with
Director, Fifty Finance. Over 610 applications funded and more than $20 million settled across consumer and commercial lending, from first-time buyers through to ABN holders acquiring equipment.
Josh started Fifty Finance because too many brokers go quiet when a deal gets hard. He picks up, tells you early if it is not going to fly, and builds the loan around how you actually get paid. Not the other way round. More octually earns, rather than forcing every file into the same product.
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