Preparing the showroom
Cars, trucks, equipment, business lending. Anything that is not a mortgage. Josh is accredited with more than 70 lenders, so a knockback at the bank is not the end of it.
Lenders on our panel
Josh writes deals with more than seventy Australian lenders.
What we finance
Whatever you are buying, it goes through the one desk. Pick what you are after and start a quote.
Off a dealer lot or a private sale. Both are fine.
Buying gear, or pulling cash back out of what you already own.
Cash flow, working capital, secured or not.
One relationship, one panel
Consumer, commercial, vehicle and personal lending across 70+ accredited lenders, from prime right through to genuinely complex subprime files. More options on the table means a better chance of approval without unnecessary hits to a credit file up front.
70+ LENDER PANEL
Asset · Commercial · Personal finance · fiftyfinance.afos.io
Repayment estimator
Drag the sliders and watch the repayment move. This is a maths model, not a quote.
Estimated repayment
$0
per month
Indicative only. Calculated on a standard amortising loan using the rate you set, with no fees or charges included. It is not a quote, an offer of credit, or credit assistance. Actual rates, fees and repayments depend on the lender, the asset and your circumstances.
For dealerships & brokers
Keep writing your mortgage and commercial deals. Send through the consumer and asset finance enquiries that are not the best use of your time, and Josh takes them off your plate end to end. Every referral is contacted within 30 minutes, placed across a panel of 70+ lenders, and tracked in your own partner portal.
How referrals work Talk to JoshHow it works
Two minutes in the portal, or just message him. Enough to know where you stand.
Josh sends it to the lenders it actually suits, instead of firing it at one bank and hoping.
Josh handles the paperwork and settles it with whoever is selling.

Who you deal with
Director, Fifty Finance. Over 600 applications funded and more than $20 million settled across consumer and commercial lending, from first-time buyers through to ABN holders acquiring equipment.
Josh started Fifty Finance because too many brokers go quiet when a deal gets hard. He picks up, tells you early if it is not going to fly, and builds the loan around how you actually get paid. Not the other way round. More octually earns, rather than forcing every file into the same product.
Get started
Quickest way is a quote in the portal, it grabs everything Josh needs to look at the deal properly. If you would rather talk it through first, any channel below.